Wysh — Privacy Policy

Last updated: 5 October 2026

Wysh is a personal finance planning app published by Vionza. This policy explains, plainly, what happens to the information you put into it.

Every statement below describes how the app is actually built today. If the app changes in a way that makes any of this untrue, this page must be updated in the same release.

The short version

Wysh is local-first. The financial information you enter stays on your iPhone. Wysh has no user accounts, no Vionza server, and no advertising or analytics software. Your data leaves your device only when you choose to send it somewhere: when you tap Back Up Now (which stores it in your own private iCloud account), or when you export a copy and share it with an app or person of your choosing.

What Wysh stores, and where

Everything you enter — accounts, balances, transactions, recurring obligations, loans, assets, goals, budgets and your settings — is stored on your device using Apple's SwiftData framework.

Wysh does not transmit this information to Vionza. There is no Vionza backend, no Vionza database, and no sign-in. We cannot see your financial data.

If you use the Home Screen widget (see below), a small summary of a few figures is also kept in storage shared only between Wysh and its widget on your device.

iCloud backup

Wysh includes an optional backup feature under More › Data & Backup.

It runs only when you tap Back Up Now, Restore from iCloud, or Delete iCloud Backup. There is no automatic or background syncing.
The backup is written to your own private iCloud database using Apple's CloudKit. It is tied to your Apple Account, is not public, and is not discoverable by other people.
Vionza has no access to your iCloud account and cannot read your backup.
Your backup is subject to Apple's iCloud terms and privacy policy.
Deleting your iCloud backup in Wysh removes it from iCloud. It does not affect the data on your device.

Exporting your data

Under More › Data & Backup › Export you can create a complete copy of your data (JSON) or a spreadsheet of your transactions (CSV) and send it wherever you like using the iOS share sheet — Files, AirDrop, Mail, another app.

Exporting happens only when you choose it. What happens to a file after you share it is up to you and the app you share it with; it is no longer controlled by Wysh.
The file is created at the moment you share it, in the app's private temporary storage on your device, and replaced the next time you export. It can stay there until then. Erase all data deletes it.
Export is free and does not require a subscription.

Wysh includes an optional Safe to Spend widget. To draw it, the app saves a small summary — your safe-to-spend figure, available cash, reserved amount and your next upcoming payment — in an App Group, a storage area shared only between Wysh and its widget on your device. That summary is never transmitted anywhere.

If you turn on App Lock, the summary is replaced with an empty one and the widget shows a lock instead of figures. Erase all data removes it.

App Lock

App Lock is optional (More › Data & Backup › Privacy). It locks Wysh whenever it is closed or sent to the background, and uses Face ID, Touch ID or your device passcode through Apple's LocalAuthentication framework.

Wysh never receives your face, fingerprint or passcode. iOS tells the app only whether authentication succeeded.
Whether App Lock is on is stored on your device only — not in your financial data and not in Wysh's iCloud backup.
While it is on, payment reminders leave out amounts and the widget hides its figures.

Subscriptions

Wysh Premium subscriptions are sold through Apple's App Store using StoreKit.

Apple processes the payment. Wysh never receives or stores your card details, billing address or Apple Account credentials.
Wysh asks Apple only whether an active subscription exists, so it knows which features to unlock.
No financial information from the app — no balances, income, transactions, debts, goals or account names — is ever attached to a purchase, sent to Apple as purchase metadata, or logged.

What Wysh does not do

No advertising, and no advertising SDKs.
No analytics or product-measurement SDK in the current version.
No behavioural tracking, profiling or cross-app tracking.
No Vionza user account, login or profile.
No Vionza backend server.
No selling, renting or sharing of your financial information. Ever.
No connection to your bank. Wysh cannot access your bank accounts; you enter information yourself, or paste a message or statement file you already have.

Bank messages and statement files

Premium includes importing transactions from a bank SMS you paste in, or from a CSV statement file you choose. This processing happens entirely on your device. The text and files are not uploaded anywhere.

Notifications

If you enable payment reminders (More › Payment reminders), Wysh schedules local notifications on your device: a reminder 7 days before a bill is due, and follow-ups 1, 3 and 7 days after it if it is still unpaid. They are created and delivered by iOS on your device and are not sent through any server.

A reminder's text includes the bill's name and — unless App Lock is on — the amount. Notifications can appear on your lock screen; you can control that in iOS Settings › Notifications › Wysh. Switching reminders off, or paying or skipping a bill, removes the reminders that no longer apply.

Diagnostics

Wysh does not log your financial information. If you choose to send Apple crash or diagnostic reports, that is handled by iOS under Apple's own policies and Vionza receives no financial data through it.

Children

Wysh is not directed at children and does not knowingly collect information from them.

Your control over your data

Because your data lives on your device, you control it directly:

Edit or delete any record inside the app at any time.
Erase all data (More › Settings › Data) permanently deletes everything Wysh holds on your device — your records, settings, the widget summary, scheduled and delivered reminders, and temporary export files — and returns the app to its first-launch state. It cannot be undone.
Export a copy of your data whenever you like (see above).
Delete your iCloud backup from More › Data & Backup. Erase all data does not delete an iCloud backup; that is a separate copy you manage yourself.
Deleting the app removes its local data from your device. If you have an iCloud backup and want it gone too, delete the backup first — or delete it later from the same screen after reinstalling.

Changes to this policy

If this policy changes, the date at the top will change with it. Material changes will be described in the app's release notes.

Contact

Questions about this policy: bahaawael88@gmail.com

Vionza